Terms & Conditions

Last updated: July 2026

1. About Us

Ample Insurance Brokers (Pty) Ltd (registration number 2007/021935/07) is an Authorised Financial Services Provider (FSP 34697) registered with the Financial Sector Conduct Authority (FSCA). We are an independent insurance brokerage based at 11 Steyn Road, Krugersdorp, 1747, South Africa.

These Terms and Conditions govern your use of our website at www.ampleinsurance.co.za. By accessing or using the website, you agree to be bound by these Terms and Conditions. If you do not agree, please do not use the website.

2. Nature of Our Services

Ample Insurance Brokers acts as an intermediary between clients and insurers, underwriting managers, medical schemes and product providers. We are not an insurer. We do not underwrite risk and we are not a party to any insurance policy arranged on your behalf.

Any cover, premium, benefit or policy terms presented on this website are indicative only. Final terms are determined by the relevant insurer or product provider and are set out in the policy document issued to you.

Nothing on this website constitutes a binding offer of insurance or a guarantee that cover will be obtained. Cover is subject to underwriting acceptance by the relevant insurer.

3. Not Financial Advice

The content on this website is provided for general information purposes only. It does not constitute financial advice as defined in the Financial Advisory and Intermediary Services Act 37 of 2002 (FAIS).

You should not rely on the information on this website as the basis for any financial or insurance decision without first consulting a qualified financial adviser. Our brokers are authorised to provide advice in terms of FSP 34697 — please contact us directly for personalised advice tailored to your circumstances.

4. Accuracy of Information

We take reasonable care to ensure that the information on this website is accurate and up to date. However, we make no representations or warranties, express or implied, as to the accuracy, completeness or fitness for purpose of any information on the website.

Insurance legislation, product terms, limits and premiums change regularly. We recommend that you confirm current details with us directly before making any decision based on content on this website.

We reserve the right to change, update or remove content on the website at any time without notice.

5. Use of the Website

You may use this website for lawful purposes only. You agree not to:

• Use the website for any unlawful, fraudulent or harmful purpose
• Transmit any unsolicited or unauthorised advertising or promotional material
• Attempt to disrupt or interfere with the website or its servers
• Upload or transmit viruses or any other malicious code
• Collect or harvest any personal information from the website without consent
• Use the website in any way that could damage the reputation of Ample Insurance Brokers

You must not attempt to gain unauthorised access to any part of the website, its servers, or any systems connected to the website.

6. Intellectual Property

All content on this website — including text, graphics, logos, images and software — is the property of Ample Insurance Brokers (Pty) Ltd or its licensors and is protected by South African and international copyright and intellectual property law.

You may view, download and print content from this website for your own personal, non-commercial use only. You may not reproduce, republish, distribute or commercially exploit any content without our prior written consent.

7. Third-Party Links

This website may contain links to third-party websites for your convenience. These links do not constitute an endorsement of those websites or their content. We have no control over the content or practices of third-party websites and accept no responsibility for them. Your use of any linked website is at your own risk and subject to that website's own terms and conditions.

8. Limitation of Liability

To the maximum extent permitted by law, Ample Insurance Brokers (Pty) Ltd, its directors, employees and agents shall not be liable for any direct, indirect, incidental, consequential or special loss or damage arising from your use of, or inability to use, this website or any content on it.

This includes, without limitation, loss arising from reliance on inaccurate or incomplete information, technical failures, interruptions in service, or unauthorised access to your data.

Nothing in these Terms and Conditions excludes or limits liability that cannot be excluded by law, including liability under the Consumer Protection Act 68 of 2008 or POPIA.

9. Enquiries and Quote Requests

When you submit an enquiry or quote request through this website, you authorise us to contact you about your enquiry using the details provided. Submitting an enquiry does not bind you to purchase any product or service, and does not bind us to arrange cover.

We will use your personal information in accordance with our Privacy Notice.

10. FAIS Disclosures

Ample Insurance Brokers (Pty) Ltd is licenced as a Financial Services Provider under the Financial Advisory and Intermediary Services Act 37 of 2002 (FSP 34697).

Our authorised representatives are licenced to provide advice and intermediary services in the categories specified in our licence. Details of our licence are available from the FSCA at www.fsca.co.za.

We hold professional indemnity insurance and fidelity guarantee cover as required by the FAIS General Code of Conduct.

11. Privacy

We process personal information in accordance with the Protection of Personal Information Act 4 of 2013 (POPIA). Please read our Privacy Notice for full details of how we collect, use and protect your information and your rights as a data subject.

12. Cookies

This website uses cookies. Please read our Cookie Policy for details of the cookies we use, why we use them and how to manage your preferences.

13. Changes to These Terms

We may update these Terms and Conditions from time to time. The updated version will be published on this website with a revised date. Your continued use of the website after any changes constitutes your acceptance of the updated Terms and Conditions.

14. Governing Law and Jurisdiction

These Terms and Conditions are governed by the laws of the Republic of South Africa. Any dispute arising from or in connection with these Terms and Conditions or your use of this website shall be subject to the jurisdiction of the South African courts.

15. Contact Us